October 2025
Banks Explore G7-Pegged Stablecoin
Key Points:

  • Ten major banks—including Bank of America, Deutsche Bank, Goldman Sachs, UBS, and Citi—are exploring a blockchain-based stablecoin pegged to G7 currencies
  • The project aims to enhance cross-border payment efficiency while ensuring full regulatory compliance
  • The move signals traditional finance’s direct competition with private stablecoin issuers like Tether
LYODS INSIGHTS: The entry of major banks into G7-backed stablecoins marks a new phase for regulated digital assets—but it also brings complex challenges in compliance and risk management. As regulators tighten oversight, banks will need to strengthen KYC, AML, and transaction monitoring for blockchain-based operations. At our firm, we see this as an opportunity to help financial institutions adapt confidently. Our solutions combine blockchain analytics, cross-network identity verification, and automated risk controls—enabling banks to meet regulatory expectations while maintaining efficiency and customer trust. Bank-led stablecoins will accelerate demand for scalable compliance systems. We help bridge that gap—keeping businesses compliant, audit-ready, and future-proof in the new hybrid era of crypto and fiat.
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Taiwan Advances Stablecoin Regulation
Key Points:

  • Taiwan’s draft regulation for stablecoins has been submitted to the Executive Yuan for review
  • Only regulated financial institutions will be allowed to issue stablecoins initially
  • Future participation by VASPs depends on market development and public consensus
  • Non-financial issuers may be allowed later as the regulatory system matures
LYODS INSIGHTS: Aligned with Taiwan’s FSC roadmap for stablecoin regulation, Lyods has developed an integrated compliance solution bridging on-chain supervision and traditional finance. Our platform enables transaction behavior analysis, suspicious activity detection, and wallet risk tagging on blockchain networks—while linking these insights with traditional KYC/AML data. This creates a unified framework for end-to-end compliance monitoring and risk management in both digital and fiat environments.
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HKMA Receives 36 Applications for Stablecoin Licenses
Key Points:

  • The Hong Kong Monetary Authority (HKMA) has received 36 applications under its new stablecoin issuer licensing scheme
  • Applicants include banks, technology firms, and Web3 companies
  • The HKMA plans to issue only a limited number of licenses initially
  • The first batch of approved issuers is expected to be announced in early 2025
LYODS INSIGHTS: Following the September 2025 crypto market downturn, Hong Kong’s high-threshold stablecoin licensing framework stands out as a responsible, compliance-focused approach. By limiting initial licenses and enforcing strict standards, the HKMA helps mitigate systemic risk and strengthen investor confidence. Our firm supports institutions navigating this environment with solutions for regulatory compliance, risk monitoring, and transparent digital asset operations.
Japan Strengthens Framework for Stablecoin and Digital Finance
Key Points:

  • Institutional Maturity: A clear legal foundation now enables banks to issue stablecoins and expand tokenized financial products with confidence.
  • Market Integrity: Stronger oversight by the SESC is enhancing transparency and boosting global trust in Japan’s digital asset market.
  • Standardization & Global Reach: The joint stablecoin framework by Japan’s three megabanks sets the stage for interoperability across Asian financial networks—moving Japan closer to a secure and instant digital yen economy.
LYODS INSIGHTS: Japan’s latest stablecoin initiatives mark a decisive step toward a regulated and interoperable digital finance ecosystem. The collaboration among Japan’s megabanks blends compliance, trust, and efficiency—setting a model for institutional-grade digital settlements. For Lyods, this highlights the growing importance of regulatory alignment and interoperability as drivers of adoption in cross-border digital finance.
Source:
Banks Explore G7-Pegged Stablecoin – Cryptopolitan |
https://www.cryptopolitan.com/bank-of-canada-calls-for-stablecoin-rule/
Taiwan Advances Stablecoin Regulation – Economic Daily |
https://money.udn.com/money/story/5613/9046621
HKMA Receives 36 Applications for Stablecoin Licenses – RTHK |
https://news.rthk.hk/rthk/ch/component/k2/1825602-20251002.htm